Free Checklist for New Home Buyers
Free Checklist for New Home Buyers
If you’re thinking about buying your first home, you most likely have a lot of questions. How do you figure out which homes are in your price range? What will you need to get approved for a home loan? When you start looking at houses, how do you know which one is the right fit? Use the following information as a checklist as you prepare for home ownership.
Check Your Credit Score
Your credit is one of the most important factors when it comes to purchasing a home. As soon as you start thinking of buying, get a copy of your credit report from the three major credit unions. Your credit report can contain errors that reduce your score and result in higher loan rates. Work to correct any errors and try to remove negative items that aren’t errors.
Decide How Much You Can Afford
Many mortgage companies have free calculators to figure out what home price range you should be shopping in. Lenders...